Rip Report

Underdog Rips vs Courtyard.io: fixed sell-back or open vault?

Last updated · facts checked against each platform's own pages

Underdog Rips buys pulls back at 100% of the fair market value shown at reveal and sells unclaimed cards back after 3 days. Courtyard.io makes an optional buyback offer based on its own FMV model with no fixed percentage, keeps that offer open for 7 days, and leaves cards vaulted and insured until you redeem them.

Read Underdog Rips reviewRead Courtyard.io review
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Sell-back

Underdog 100% FMV; Courtyard FMV-based, no fixed %

Offer window

Underdog 3 days; Courtyard 7 days

Shipping

Underdog U.S. only; Courtyard worldwide

Quick winner by user type

Choose Underdog Rips if...

You want a published 100% sell-back rate and packs from $5 with odds posted by rarity tier.

Choose Courtyard.io if...

You want cards to stay vaulted and insured with no deadline, or need redemption outside the U.S.

Courtyard.io homepage with an F1 pack banner, a side menu for packs, sneakers, watches and the marketplace, and a popular packs row
Courtyard.io homepage, captured October 21, 2026.

Side-by-side comparison

Underdog Rips

Sports-card collectors who want a locked 100% FMV sell-back and odds on every pack

Review
Buyback / cash-out

Underdog offers to buy back a revealed card for 100% of the fair market value shown at reveal, credited to your Underdog balance. The offer is locked for 3 days and won't drop; if you don't choose, the card is sold back automatically at that value. FMV blends Alt, Card Ladder and Underdog's own pricing from recent comparable sales

Payment / crypto

Deposits by Visa, Mastercard, American Express or Discover card, Apple Pay, Google Pay, PayPal, Venmo or Trustly bank transfer; withdrawals to a debit card, Apple Pay (Visa debit), PayPal, Venmo or Trustly, not to credit or prepaid cards. Not crypto-only

Shipping

Ship from My Card Stash within 3 days of opening by paying a per-card fee set by the vault partner, with no Underdog markup. Cards from different vaults ship separately, high-value shipments may need a signature, and a ship or sell-back choice can't be reversed

Promo

Sign up through Rip Report's referral link to get a free $5 Rips pack on top of Underdog's new-user offer. Underdog lists the pack as worth up to $150, which is its top card value

Courtyard.io

Collectors who want digital access to vaulted physical collectibles

Review
Buyback / cash-out

Vending Machine pulls get an optional instant buyback offer based on the card's current FMV from Courtyard's pricing model, not the pack price; no fixed percentage is published, and the offer can be accepted for 7 days. Select promotions add guaranteed-value codes that set a minimum buyback offer

Payment / crypto

Pack purchases accept credit, debit and Apple Pay, or USDC on Polygon from the Courtyard wallet; withdrawals go to a U.S. bank (ACH), Visa or Mastercard debit card, PayPal, Venmo, or an external crypto wallet. Not crypto-only

Shipping

Cards are vaulted and insured, redeemable worldwide at any time, with KYC plus shipping/tax payment required; U.S. packages generally arrive within about 10 business days after invoice processing

Promo

No Rip Report promo code; Courtyard runs its own guaranteed-value pack codes through select promotions

Buyback and cash-out

Underdog's rate is fixed at 100% of reveal-time FMV for 3 days. Courtyard's offer is based on each card's current FMV from its pricing model, with no published percentage, and can be accepted for 7 days; select promotions add guaranteed-value codes. If you skip Courtyard's offer, the card stays in the vault, whereas Underdog sells it back for you.

For a plain-language explanation of how offer value and withdrawal routes differ, read how buyback works.

Where each platform wins

Underdog Rips: a fixed percentage

You know the offer before you open the pack: 100% of the FMV shown at reveal. Withdrawals go to debit cards, Apple Pay, PayPal, Venmo or a bank through Trustly.

Courtyard.io: storage and reach

Cards are vaulted, insured and redeemable worldwide at any time. Packs show a value-band distribution and average item value before purchase. Withdrawals include same-day ACH, debit card, PayPal, Venmo or USDC.

Payment and crypto comparison

Underdog Rips

Deposits by Visa, Mastercard, American Express or Discover card, Apple Pay, Google Pay, PayPal, Venmo or Trustly bank transfer; withdrawals to a debit card, Apple Pay (Visa debit), PayPal, Venmo or Trustly, not to credit or prepaid cards. Not crypto-only.

Courtyard.io

Pack purchases accept credit, debit and Apple Pay, or USDC on Polygon from the Courtyard wallet; withdrawals go to a U.S. bank (ACH), Visa or Mastercard debit card, PayPal, Venmo, or an external crypto wallet. Not crypto-only.

Promo and bonus status

Underdog adds a free $5 Rips pack to its new-user offer for people who sign up through Rip Report's referral link. Underdog lists that pack as worth up to $150, which is its top card value, not a typical pull. Courtyard has no Rip Report code but runs its own guaranteed-value pack codes through select promotions.

Final recommendation

Underdog Rips is the simpler choice if you want a known sell-back rate. Courtyard.io is better if you want to keep cards in a vault long term or ship outside the U.S.

Join Underdog: free $5 Rips packVisit Courtyard.io
Read the Underdog Rips reviewRead the Courtyard.io reviewUnderdog Rips promo statusCourtyard.io promo status

More comparisons

FAQ

Which pays a fixed buyback percentage?+

Underdog Rips, at 100% of the FMV shown at reveal. Courtyard bases its offer on its own FMV model without publishing a percentage.

What happens if I don't sell back?+

Underdog sells an unclaimed card back automatically after 3 days. On Courtyard the offer expires after 7 days and the card stays in the vault.

Can I ship outside the U.S.?+

Courtyard redeems worldwide. Underdog ships to U.S. addresses only.

How do the odds displays differ?+

Underdog lists odds by rarity tier on each pack page. Courtyard shows a value-band distribution and average item value, calculated in real time.

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